articles by Alex Vitti http://www.ideamarketers.com/library/profile.cfm?writerid=34334 In total, $900 billion in mortgage originations are expected for 2012 -- the lowest volume for the industry since 1997, according to the MBA Originations are expected to total $12 trillion in 2011 Next year, refinancing is expected to drop signifi http://www.ideamarketers.com/?articleid=2640733 Fri, 14 Oct 2011 08:00:00 EST http://www.ideamarketers.com/?articleid=2640733 A lender may lock without a particular requirement being fulfilled but make that requirement a condition for the lock being retained Hence, the list of conditions for retaining a lock is the same as the list of requirements to lock enumerated above http://www.ideamarketers.com/?articleid=2527593 Wed, 31 Aug 2011 08:00:00 EST http://www.ideamarketers.com/?articleid=2527593 I made the cake perfectly so that no one would be able to tell it was gluten-free Bonnie Sterns recipe was great, and the flour substitutions were undetectable But the cream cheese is where it got interesting I had heard from raw foodists that th http://www.ideamarketers.com/?articleid=2219160 Thu, 28 Apr 2011 08:00:00 EST http://www.ideamarketers.com/?articleid=2219160 It was late in the evening last week and I was craving something warm, baked, sweet, and fast So I got out my 250 Best Muffin Recipes cookbook--a rarely used item on my cookbook shelf--and went to work http://www.ideamarketers.com/?articleid=2190317 Tue, 19 Apr 2011 08:00:00 EST http://www.ideamarketers.com/?articleid=2190317 Ill usually roast them and then eat the chunks with rice or kamut or barley for lunch or a snack or a side dish But I have the attention span of a goldfish recipe-wise, and I get bored of making the same foods over and over again So as much as I l http://www.ideamarketers.com/?articleid=2113960 Fri, 25 Mar 2011 08:00:00 EST http://www.ideamarketers.com/?articleid=2113960 The size of the prepaid market is open to debate The Federal Reserve 2007 Electronic Payments Study estimated that open-loop prepaid transactions totaled $133 billion in 2006, and prepaid transactions as a whole totaled $499 billion, compared with http://www.ideamarketers.com/?articleid=1830778 Tue, 11 Jan 2011 08:00:00 EST http://www.ideamarketers.com/?articleid=1830778 Rates have been hovering near all-time lows, with the 30-year fixed-rate mortgage averaging below 425 percent for the past three weeks, according to Freddie Macs weekly survey of conforming mortgage rates But they could be ready to head up Last w http://www.ideamarketers.com/?articleid=1635467 Mon, 08 Nov 2010 08:00:00 EST http://www.ideamarketers.com/?articleid=1635467 With mortgage rates falling to record lows this summer and the housing market showing signs of a pulse, refinancing activity is perking upIts too bad that so many people are relying on oversimplified advice and bad numbers to decide when to pull th http://www.ideamarketers.com/?articleid=1554250 Tue, 12 Oct 2010 08:00:00 EST http://www.ideamarketers.com/?articleid=1554250 Your account has been blocked because of multiple log-in attempts Your credit card is about to expire or has expired We need your help to clear up fraudulent activity on your account We couldnt process your transaction or deliver your shipment P http://www.ideamarketers.com/?articleid=1429109 Mon, 23 Aug 2010 08:00:00 EST http://www.ideamarketers.com/?articleid=1429109 Not too hot, not too cold -- Canadas inflation rate is about where Bank of Canada governor Mark Carney would want it leading into his next big decision on interest rates http://www.ideamarketers.com/?articleid=1237113 Tue, 29 Jun 2010 08:00:00 EST http://www.ideamarketers.com/?articleid=1237113