real estate & economics articles by Brian S. Icenhower http://www.ideamarketers.com/library/profile.cfm?writerid=59768 In 2009, millions of United States homeowners learned that modifying their existing home loans served only to expedite foreclosure rather than prevent it http://www.ideamarketers.com/?articleid=875604 Sun, 03 Jan 2010 08:00:00 EST http://www.ideamarketers.com/?articleid=875604 With local elections on the horizon, it is essential to understand the significant impact that our newly elected leaders will have on real estate values in our area Most individuals consider housing, or shelter, to be a necessity item on par with e http://www.ideamarketers.com/?articleid=736656 Thu, 01 Oct 2009 08:00:00 EST http://www.ideamarketers.com/?articleid=736656 The United States Census Bureau has reported that a third of the countrys population will be 50 years or older by the year 2010 Accordingly, a 2009 study conducted jointly by the National Association of Home Builders (NAHB) and the MetLife Mature http://www.ideamarketers.com/?articleid=643965 Thu, 13 Aug 2009 08:00:00 EST http://www.ideamarketers.com/?articleid=643965 Economic experts overwhelmingly agree that before the United States financial crisis finally comes to an end, declining housing values must be halted so that real estate will once again provide adequate security for lenders to make loans comfortably http://www.ideamarketers.com/?articleid=601183 Wed, 08 Jul 2009 08:00:00 EST http://www.ideamarketers.com/?articleid=601183 Despite the United States Federal Reserve Boards diligent attempts to stimulate the economy throughout the year of 2008 by repeatedly reducing the Federal Funds rate, the typically correlating thirty-year average mortgage rate stubbornly remained un http://www.ideamarketers.com/?articleid=503312 Tue, 24 Feb 2009 08:00:00 EST http://www.ideamarketers.com/?articleid=503312 Attempts by Federal and State governments in the first quarter of 2009 to stimulate home sales have resulted in the creation of significant incentives for buyers seeking to take advantage of attractive housing prices across the United States http://www.ideamarketers.com/?articleid=502412 Mon, 23 Feb 2009 08:00:00 EST http://www.ideamarketers.com/?articleid=502412 The investment quandary as to the best method for acquiring foreclosed property at heavily discounted prices inevitably surfaces at the same stage in the real estate cycle every ten to twenty years http://www.ideamarketers.com/?articleid=497699 Tue, 17 Feb 2009 08:00:00 EST http://www.ideamarketers.com/?articleid=497699 Continuous declines in United States housing values after the mid-2000s caused an increasing number of borrowers to explore the loan modification process in an attempt to avoid losing their homes to foreclosure http://www.ideamarketers.com/?articleid=494706 Thu, 12 Feb 2009 08:00:00 EST http://www.ideamarketers.com/?articleid=494706 Now that the majority of elected officials serving in Congress and the White House have publicly stated their resolute intent to spend United States Treasury funds to attempt to stimulate the nations economy, the ideological debate as to whether it http://www.ideamarketers.com/?articleid=491907 Sun, 08 Feb 2009 08:00:00 EST http://www.ideamarketers.com/?articleid=491907 The Gramm-Leach-Bliley Act (GLBA) of 1999, repealed the portion of the Glass-Steagall Act of 1933 that prohibited banks from consolidating with investment houses while the GLBA also expanded the influence of the Community Reinvestment Act of 1977 whi http://www.ideamarketers.com/?articleid=479370 Wed, 21 Jan 2009 08:00:00 EST http://www.ideamarketers.com/?articleid=479370