articles by John Ames http://www.ideamarketers.com/library/profile.cfm?writerid=90406 Doing anything other than making your payments to your creditors for the next 30 years will have a negative effect on your credit What are your options, how do they work http://www.ideamarketers.com/?articleid=779804 Fri, 30 Oct 2009 08:00:00 EST http://www.ideamarketers.com/?articleid=779804